Kansas Property and Casualty State Practice Exam

Personal injury coverage is typically found within commercial general liability insurance policies. This type of insurance is designed to protect businesses from a variety of claims, including those related to personal injury, which encompasses harm caused by defamation, false arrest, libel, slander, and copyright infringement. These liabilities do not relate to physical injury or property damage but rather to violations of individual rights.

In contrast, automobile insurance primarily covers damages related to vehicle accidents and injuries resulting from those accidents; it does not usually include coverage for personal injury in the broader legal sense. Health insurance focuses on medical costs and treatments rather than liability claims. Property insurance covers losses and damages to physical property but does not extend to personal injury claims against individuals or businesses. Thus, commercial general liability insurance is the correct choice, as it is specifically structured to address personal injury liabilities among other risks faced by businesses.