Which endorsement can increase your property damage liability limits?

The excess liability endorsement is designed specifically to increase the liability limits of a policy, including property damage coverage. This endorsement provides additional coverage above the standard limits provided by the base policy, which can protect the policyholder in situations where they are found responsible for damages that exceed their original coverage limits. This is beneficial in high-stakes situations where property damage claims could be significant, ensuring that the insured has sufficient coverage to meet legal and financial responsibilities.

The comprehensive endorsement, while enhancing coverage by typically guarding against non-collision damages to owned vehicles, does not directly increase property damage liability limits. The collision endorsement, similarly, protects against damage to one's own vehicle following a collision, but it does not extend liability limits for damages caused to other parties' property. The uninsured motorist endorsement is focused on protecting the insured when involved in an accident with a driver who lacks insurance, but it again does not serve to increase property damage liability limits. Hence, the excess liability endorsement is the correct choice for increasing property damage liability limits.