Which of the following would NOT be covered by crop insurance?

Crop insurance is designed to protect farmers against losses due to specific perils that directly affect their crops. It generally covers risks such as adverse weather conditions and other natural occurrences, which can severely impact agricultural yield. In the context of this question, theft of harvesting equipment does not pertain to the crops themselves but instead refers to property insurance which might cover the theft of personal property like equipment.

On the other hand, hail damage, volcanic eruptions, and excess moisture are all perils that can directly affect crop production. For example, hail damage can destroy crops, volcanic eruptions can impact the agricultural area, and excess moisture can lead to flooding and crop loss. Insurance for these risks is typically included in most crop insurance policies, while coverage for theft of equipment is usually outside the scope of crop insurance and would fall under a different type of property insurance.